Is Walmart Doing Layaway 2024 Chicago. Does walmart have layaway in 2024? For those who require a walmart layaway online option and feel this switch is entirely negative, there are some benefits to a buy now, pay later program.

Walmart discontinued its traditional layaway program in 2021, replacing it with a “buy now, pay later” option through affirm. Affirm allows customers to split purchases into 3, 6, or 12 monthly payments, with interest rates ranging from 0% to 36% apr.